Steps To Take If You Become a Victim

Clear your good name as quickly as possible.

Contact the three (3) major credit bureaus and have them place a fraud alert on your credit report.

  • Equifax
    800-525-6285
  • Experian
    888-397-3742
  • Trans Union
    800-680-7289

Contact creditors for any accounts that have been tampered with or opened without your knowledge. Be sure to put complaints in writing.

Contact the FTC (877) 438-4338. While federal investigators only tend to pursue larger, more sophisticated fraud cases, they do monitor identity theft crimes of all levels with the hope of discovering patterns and breaking up larger rings. Fill out the FTC Complaint Assistant at the FTC’s website, make copies and send to creditors. The agency also has an online complaint form.

Alert law enforcement, fill out a police report, and sign a written affidavit verifying that unauthorized transactions on your account are fraudulent. Send copies to creditors and credit bureaus as proof of the crime.